This also has the benefit of letting you choose your starting attack skill on a new character, instead of having to use the default one.
Quaff away to refund all spent skill points.Save the text file, load up a character, and hit INSERT to bring up the console.Open settings.txt, and find the line that says 'CONSOLE :0', which should be third from the top.Find your Torchlight 2 save folder, usually under Documents/My Games/Runic Games/Torchlight 2/save.NOTE: This will give your character a visible cheater flag beside your name in multiplayer, just like editing the stats file does. Luckily, if you want the freedom to redistribute all of your skill points at any time, the game supports it.
By default, Torchlight 2 only allows you to respec your last three skill points (at a steep cost.) Thus, you may already be so far in that these builds are impossible to use.